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The Ultimate Guide to Home Inspections: What Every Buyer Needs to Know

Home Buying Cody Posey March 4, 2025

Whether you're buying an existing home or a newly constructed one, a home inspection is one of the most critical steps in the home-buying process. It helps uncover potential issues, ensures safety, and provides peace of mind before making a major financial investment.

This guide will walk you through the home inspection process for both existing and new construction homes, including the three-phase inspection process for newly built properties.


Why Home Inspections Are Essential

A home may look perfect on the surface, but hidden defects can be costly if not identified early. A professional home inspection helps to:

  • Detect structural issues, faulty wiring, plumbing problems, and roofing defects.
  • Provide a negotiation tool—buyers can request repairs or price adjustments based on findings.
  • Offer peace of mind, knowing the home is safe and in good condition before moving in.

Home Inspection Process for an Existing Home

For existing homes, the inspection is a one-time, comprehensive evaluation conducted after an offer is accepted but before closing. The inspector examines key components, including:

1. Structural Integrity

  • Foundation, walls, floors, and ceilings for cracks or shifts.
  • Signs of water damage or settlement issues.

2. Roof & Exterior

  • Missing, damaged, or aging shingles.
  • Gutter drainage and proper grading around the home.

3. HVAC System

  • Heating, ventilation, and air conditioning functionality.
  • Age and expected lifespan of the systems.

4. Plumbing & Electrical Systems

  • Water pressure, pipe leaks, and drainage issues.
  • Outdated wiring, overloaded panels, and GFCI outlets.

5. Appliances & Interior Features

  • Functionality of major appliances (stove, dishwasher, water heater, etc.).
  • Condition of windows, doors, insulation, and flooring.

New Construction Home Inspections: The Three-Phase Process

Many buyers assume a newly built home is free of defects, but even brand-new homes can have issues. A three-phase inspection process ensures the home is properly built before moving in.

Phase 1: Pre-Foundation (Pre-Pour) Inspection

  • Ensures proper grading and soil preparation.
  • Verifies correct installation of rebar and footings.
  • Checks plumbing and electrical groundwork before the concrete is poured.

Phase 2: Pre-Drywall (Framing) Inspection

  • Inspects framing, electrical, plumbing, and HVAC installations before walls are closed.
  • Ensures structural components are correctly installed.
  • Allows for corrections before finishing work begins.

Phase 3: Final Inspection

  • Conducted when the home is fully built but before closing.
  • Includes a full check of plumbing, electrical, HVAC, and structural components.
  • Works alongside the builder’s final walkthrough.

What Happens After the Inspection?

After the inspection, the inspector provides a detailed report outlining any concerns. Buyers can:

  • Request repairs or credits from the seller or builder.
  • Proceed with the purchase knowing what to expect.
  • Walk away if major issues arise (depending on contract contingencies).

Final Thoughts

Whether you're purchasing an existing home or a brand-new one, an inspection is a crucial step to safeguard your investment. For new homes, the three-phase inspection process adds an extra layer of protection to ensure your home is built correctly.

If you’re in the market for a home, don’t skip the inspection—it can save you thousands in future repairs and provide peace of mind as you move forward in your homeownership journey.

Work With Cody

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact me today.