Is Now a Good Time to Buy a Home in Texas Hill Country? A Mid-Year Market Check-In

Intro (Hook the Reader)

The Texas Hill Country real estate market has had an interesting year so far—rising interest rates, shifting inventory, and cautious buyers and sellers alike. Whether you're relocating, upsizing, or buying your first home, you're probably wondering: Is now a smart time to make a move?

Let’s break down what’s happening in the Hill Country market right now—and what it means for you.

1. Interest Rates Are High—but Stable

Rates aren’t what they were in 2020 or 2021, but they’ve also settled since last year’s spikes. That’s given many buyers the opportunity to adjust and re-enter the market more prepared.
What it means for buyers: While affordability is tighter, lenders are offering more creative loan solutions—especially for veterans or first-time buyers.

👉 Tip: Consider getting pre-approved with a local lender who understands Hill Country home values.

2. Inventory Is Up, Giving Buyers More Choices

In areas like New Braunfels, Garden Ridge, and Bulverde, we’ve seen a noticeable increase in available listings. More options = less competition = more negotiating power.

What it means for buyers: You might not have to offer over asking price or waive inspections like in years past. The market is more balanced.

3. Prices Are Leveling Out

We’re not seeing drastic price drops, but homes are sitting longer, and price reductions are more common. Sellers are motivated—and realistic.

What it means for buyers: You could find solid value right now, especially if you’re looking in neighborhoods with higher days on market.

4. Timing Could Pay Off—Before the Fall Surge

Historically, fall brings more buyer activity, especially in Texas. Buying now, during the summer lull, could put you in a stronger negotiating position.

5. Final Thoughts: Should You Buy Now?

If you have a steady income, a solid down payment, and plan to stay in your next home for 3–5+ years, now is absolutely worth considering. With more inventory, less competition, and creative financing options, you may find this mid-year window works in your favor.

Ready to Talk Strategy?

If you're thinking about making a move in the Hill Country—whether it's New Braunfels, Canyon Lake, or Bulverde—I’d love to walk you through the numbers, neighborhoods, and next steps.